Encompass Mortgage LLC,  1717 N. 77th Street, Suite 2, Scottsdale Arizona 85257   (480) 503-8911

 
Encompass Mortgage LLC is a Arizona limited liability company with its corporate headquarters in Scottsdale, Arizona. For the purposes of this privacy statement, "Encompass Mortgage" means Encompass Mortgage LLC.  Encompass Mortgage is a Service Mark and all rights reserved.

Your Privacy is Important to Us.
At Encompass Mortgage, your privacy is our chief concern.  We understand that you entrust us with your private financial information to help us match you with a mortgage or real estate professional who can meet your needs.  In exchange for your trust, you expect and deserve our commitment to treat your information with respect.  Rest assured that we protect your privacy.  Under no circumstances will Encompass Mortgage sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, real estate professional or other parties involved in your transaction, or as may be required by law or court order.  The Privacy Policy below describes the standards we adhere to in handing information about you and your loan request.

We want you to be aware of:

• Who we are
• Information we may collect on a Encompass Mortgage Web Site
• Anti-Spam Policy.
• Interest Rates

Who We Are.  Encompass Mortgage connects consumers to lenders.  Encompass Mortgage is a mortgage broker licensed currently in Arizona. MB#0907122 and able to loans in Colorado.

This Web Site collects certain information relative to users who visit the site. This Web site categorizes this information into certain categories and the privacy level and what we do with the information that we collect on you depends upon the category in which you fall.

Our company does not make any attempt to obtain information that personally identifies our users who visit our web site. It is not our policy to sell or otherwise provide access to such information to unaffiliated third parties.

Category I – Information on users who visit our site to read or download information on our pages. From these users, we collect and store only the following information:
1. The domain name through which you gained access to our Web site;
2. The precise time and date that you entered our web site.
3. The URL of the web page through which you kinked to our web site.

Category II – Users who send us e-mail containing personal information or identifies you, sign our guest book, or request email publications. Any information that we collect in this way is used only for purposes of responding to you and addressing the issues that you may have raised.

Any information that we collect is collected as part of our business practices in order to identify demographic information relative to users who access our site, assessing the number and type of user accessing various sections of our site, helping us determine what content and business concepts are working for us and/or are of interest to our visitors, determining technical design features and specifications and helping us assess systems performance. We also use such information in statistical form to assist us in business and marketing strategies and programs. We utilize software programs to create summary statistics which we utilize for the above purposes.
As a security measure for ourselves and our users, we utilize certain software programs to monitor traffic to our site and within our network. This software also enables us to identify unauthorized upload attempts, access to our system, and other attempts to cause damage to our systems.

Anti-spam Policy

This sets forth our policy with regard to the use of “Spam” marketing techniques in connection with Internet Marketing. In the event that we deem you to be in violation of these policies, we shall immediately revoke your membership rights and close any active account.

We have a strict policy against spamming. We forbid the sending of unsolicited mass Emails or unsolicited Emails of any kind in connection with the marketing of our programs, products and services.

We reserve the right to terminate your account and participation in our programs “for cause” if we deem you to be in violation of our anti-spamming policies. We also reserve the right to suspend your account and participation pending review upon receipt of any complaint or other evidence that you may be engaging in any spamming activity.

We consider spamming to be any activity whereby you directly or indirectly transmit email messages to any email address that has not solicited such email and does not consent to such transmission. We also consider spamming to constitute posting advertisements in newsgroups in violation of the terms of participation in such newsgroup, that are off topic, or in newsgroups that do not specifically permit advertisements. We also consider it spamming when advertisements are placed on message boards or in chat rooms when they are not permitted by the terms of participation in such message boards and chat rooms.

If you are “spammed” by anyone regarding our products, services, web site, or any other matters, please report this activity to contact@encompassmortgage.net

Interest Rates

All interest rates are subject to change.  It is recommend to apply for your loan with a Encompass Mortgage LLC professional now to lock -in your rate.  Some rates may only be available unless in conjunction with Encompass Realty & Investments LLC.  Each office is independently owned and operated.

Licencing

Currently we are Licenced in

• Arizona
• Colorado per Rule 51-4.1